The No-Fee Legal, Mortgage and Title Service for Qualified Pennsylvania Homebuyers
Required Documents for a Loan Modification
In order to properly determine whether a mortgage loan modification is appropriate for your situation a variety of factors must be considered. To effectively evaluate your situation the following documents are required.
Required Loan Modification Documents
2 most recent complete bank statements including checking and savings accounts
2 most recent pay stubs
2 most recent state and federal tax returns
2-page handwritten hardship letter
Most recent statements of any investments or retirement accounts
Copy of deed of trust from each mortgage loan
Copy of homeowner insurance policy and property tax bills
Any notices of default or pre-foreclosure
Copy of Driver’s License
This list is fairly comprehensive. However, depending on your situation more information might be required. Please contact us today to speak with a representative who will guide you through the process of modifying your mortgage loan.